Jul 20
Who is life insurance for?
If you have someone that depends on you financially, then you should have life insurance. It’s that simple.
Most families have coverage on both husband and wife. There are many financial pressures on a family after the loss of either parent. Beyond the obvious final expenses, the financial strain on a family after the loss of a spouse can be significant, even if the deceased spouse wasn’t working.
Often the surviving spouse will take time off work, or change jobs in order to spend more time with the children. Coverage for children is also available to cover final expenses and/or to guarantee insurability for the child’s future.
When deciding the face amount for your life insurance policy keep the well being of your family in mind. How much do you need to leave your family free of debt should you die today? Are you setting your family up for disaster or will the finances be taken care of should you be taken out of the picture? Keep in mind, a policy of $50,000 or even $100,000 will not last long if there is a mortgage or kids needing college tuition.
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August 19th, 2006 at 1:35 am
I happen to beleive that Both the HMOs and Insurance Companies have pooled their lobbyist together so they can continue take over our health care system. By doing so, they stand to make billions off of us the citizens of this country. Both together with the pharmecuticals Mgs. are making our lives miserable. We are the only industrial nation who does not have free healthcare.
Yet we are being told we are number one in the whole world. Well, maybe Big Brother thinks so, but it is said that most European countries feel sorry for us for we don’t have those benefits at all, plus they get 6 weeks paid vacation… our fringe benefits are fading away.
Q~
August 19th, 2006 at 1:49 am
I believe that the HMOs, Insurance , and the Pharmacutical Corporations are pooling their Lobbyist to the Repbulican Conngress, and stand to make a fortune. Other Industrial Countries feel sorry for Americans, for we do not have free health care, plus we do not have 6 weeks vacation time each year, which could be causing our need for so much health care that it is breaking most Average Americans, and many of us do not have health insurance, encluding the chilren. All that has been priced above our wage status, plus higher educaation is also dissappearing for the average American Family. These things grouped together is really hurting Average Americans and the poor.
Q~