Jul 24
Direct Mail Health Insurance
Medicare has evolved into a program with a dozen supplemental insurance options and a new, baffling pharmaceutical program. The only sure thing is that Medicare by itself is inadequate. Dozens of overnight insurance companies have sprung up selling supplemental health insurance; a not-so-healthy proportion of them are scams. Enough of them are doing their advertising (fishing) through direct mail that the U.S. Postal Service has put out some consumer guidelines regarding direct mail solicitations for supplemental health insurance.
Highlights:
* Some policies offered to seniors through mailed advertisements and in other ways are offered by unscrupulous companies. Such policies will provide inadequate or inappropriate coverage. Don’t be like one 93 year old woman who thought she was purchasing a valuable health insurance policy, only to learn that she had bought maternity insurance.
* Reduce your chances of falling victim to health insurance fraud by carefully reading any sales promotion you may receive in the mail, including the “fine print” in the policy.
More after the jump…
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