Oct 20
Have asthma? You may pay more for life insurance!
Asthma is a growing problem. The National Center for Health Statistics reports approximately 15 million Americans have asthma and 4,487 died from it in 2000. This doesn’t seem like a huge number, but half of those deaths were people younger than 65 years old.
If you have asthma will you pay more for life insurance. You may…it depends on the severity of your asthma. If you have asthma it pays to shop around and use a broker who knows the ins and outs of different companies and their underwriting criteria for this particular ailment.
Insurers will want to know your “peak flow meter” readings and the results of pulmonary function tests performed by your doctor. Both of these tests will let the insurer know how well you’re breathing and how your asthma is affecting you.
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