Nov 22

Health Insurance on the Farm

Tag: UncategorizedValeria Weber @ 9:11 am

Nearly one in three Wisconsin farmers has no health insurance coverage or is underinsured, according to a Wisconsin Farm Bureau Federation survey.

Even among those with insurance, farmers or their spouses often turn to off-farm employment to gain better coverage and defray the high cost of premiums and out-of-pocket expenses.

The survey of 500 farmers showed that 14% had no health coverage and 17% had only catastrophic coverage that included high deductibles and no payments for prescription drugs or visits to doctors. Of those with private coverage, 64% purchased insurance on their own with average out-of-pocket expenses of $8,827 a year.

More after the jump…

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