Jan 18
General Liability Insurance for Your Business
Liability coverage for your business is essential. The wrong claim at the wrong time or if you are underinsured can wipe out your business and, unless you’re incorporated, your personal assets as well.
Start with a comprehensive general liability coverage and go from there. A good policy will cover you against any claims for injuries or accidents that occur on the premises of your business or as a result of exposure to or use of your products.
Be forewarned. Though these issues are generally covered by a standard comprehensive liability policy, there are exceptions. Many exceptions. For example, the injury or accident cannot be due to poor workmanship on yours or your company’s part. Do a careful inventory of what exactly is covered by your basic policy and then consider what extra add-on coverage you will need in order to address concerns specific to your company or industry.
More after the jump…
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