Jan 31
Business Insurance Pointers
Here are a few pointers to keep in mind when you are getting ready to purchase any insurance policy for your business. These will help you keep your thoughts organized and make sure that you get everything you need.
First, make sure that you have a clear idea of what it is that you want or feel you need. Write that down as well as any questions you have – premiums, coverage exemptions, deductibles, ways to save money, alternate choices of insurance. Write down the answers when you get them and note from whom you got the answer as well as the company they represent and the policy they were referring to.
Treat your insurance agent as if he were your lawyer and divulge everything. No, there is no legal confidentiality agreement between the two of you, but if you want to make sure that you’re getting the coverage you need, the agent needs to know all the relevant facts. Don’t keep any secrets.
More after the jump…
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January 31st, 2007 at 1:51 pm
I need to check my beneficiaries for my Return of Premium Term Insurance policy!
February 1st, 2007 at 2:44 pm
Dustin – I will have someone follow up with you within 3-5 business days. Thanks for your comment.