Feb 16
What is the best type of life insurance policy?
As an agent, I get this question all the time. Instead of rattling off the different types of life insurance I’m going to sum it up in a few words….
The best type of life insurance to have is the kind that is in force when you die.
What does this mean? If you can’t afford a policy then don’t buy it. Find one that fits within your budget that you’ll be able to pay year after year and keep it in force. So many times I see policies lapse because people can’t afford them. Ask your agent to help you out with determining how much you need and how much you can afford. If you can afford more, great. If you can’t, then at least get something that you know you can pay for – something is better than nothing.
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