May 29
Will it cost me anything to replace my existing term life insurance policy?
It will NOT cost you a dime to replace your existing term life insurance policy. The medical exam is paid for by the life insurance company. It will only cost you a little of your time to take the medical exam.
However, DO NOT cancel your existing policy until the new policy has been placed into force. That means you have been approved and already paid your first premium.
It’s a good idea to shop around every few years. You may need additional coverage…or you may have stopped smoking or lost weight which can cause your rates to decrease.
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