Jan 25
Filing an auto insurance claim
This is one of those things that you may only do a few times in your life. And, when it happens, you always seem to forget what you should do if you have an auto accident.
So, what do you do if you’re in an accident? According to the Insurance Information Institute you’ll want to follow these steps:
Contact your insurer. Contact your insurance company as soon as possible, whether you or the other driver is at fault.
Determine if coverage is applicable. Ask your insurer to check whether or not the accident will be covered. Double-check your policy for an explanation of coverage.
Documentation. Ask your insurer what documentation you will need to support your claim. At a minimum, you will need to submit an accident report filed by police. You will also want to keep records of all conversations — when they occurred and with whom — and receipts of all accident-related expenses.
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