Jun 28
How do I know if a term life insurance policy is right for me?
This is a great question. In order to make sure a term life insurance policy is right for you, you should read the policy carefully to make sure it meets your financial goals.
Here are some things you should consider with a term life insurance policy:
- How long can I keep this policy? If I want to renew it for a specific number of years, or until a certain age, what are the renewal terms?
- Will my premiums increase?
- Can I convert it to a cash policy? If so, do I need a medical exam to convert?
Finally, be sure to ask your agent for an explanation if there is something that is unclear.
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