Comments on: What happens during the life insurance underwriting process? http://blog.accuquote.com/2008/09/23/what-happens-during-the-life-insurance-underwriting-process/ AccuQuote blog is brought to you by AccuQuote.com, a leading provider in term life insurance for people across the U.S. This blog is dedicated to providing you with valuable information from experts on the topics of insurance, financial planning and personal finance. Thu, 11 Mar 2010 20:48:04 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Term Life Online http://blog.accuquote.com/2008/09/23/what-happens-during-the-life-insurance-underwriting-process/comment-page-1/#comment-246 Term Life Online Wed, 24 Sep 2008 12:18:11 +0000 http://blog.accuquote.com/?p=409#comment-246 The underwriting process provides a way for the insurance company to properly evaluate you as a risk...meaning what is the chance you will die during the term of your life insurance policy. Many factors go in to evaluating you as a risk to the insurance company. Among the underwriting factors for life insurance are: your age, gender, health, health history, your family health history, the type of policy you choose, the amount of coverage, the length of your policy term, your occupation, your hobbies, etc. Make sure you answer all questions truthfully when applying for life insurance to get the best rate based on your personal situation. The underwriting process provides a way for the insurance company to properly evaluate you as a risk…meaning what is the chance you will die during the term of your life insurance policy.

Many factors go in to evaluating you as a risk to the insurance company.

Among the underwriting factors for life insurance are: your age, gender, health, health history, your family health history, the type of policy you choose, the amount of coverage, the length of your policy term, your occupation, your hobbies, etc.

Make sure you answer all questions truthfully when applying for life insurance to get the best rate based on your personal situation.

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