Comments on: Heath Ledger’s life insurance company may deny his claim http://blog.accuquote.com/2008/10/07/heath-ledger%e2%80%99s-life-insurance-company-may-deny-his-claim/ AccuQuote blog is brought to you by AccuQuote.com, a leading provider in term life insurance for people across the U.S. This blog is dedicated to providing you with valuable information from experts on the topics of insurance, financial planning and personal finance. Thu, 12 Nov 2009 20:04:32 -0700 http://wordpress.org/?v=2.8.6 hourly 1 By: Robert Barr http://blog.accuquote.com/2008/10/07/heath-ledger%e2%80%99s-life-insurance-company-may-deny-his-claim/comment-page-1/#comment-11792621 Robert Barr Mon, 13 Oct 2008 00:23:47 +0000 http://blog.accuquote.com/?p=1169971#comment-11792621 "The fact is, life insurance companies are not obligated to pay death claims if death occurred by suicide during the first two years of the policy." No problem with that. If I have a shotgun in my mouth or I leaped off of a building then I agree. I have not seen the policy, but if I take a handful of sleeping pills, it's not going to be an obvious, open and shut determination. Which means, the carrier should pay. “The fact is, life insurance companies are not obligated to pay death claims if death occurred by suicide during the first two years of the policy.”

No problem with that. If I have a shotgun in my mouth or I leaped off of a building then I agree. I have not seen the policy, but if I take a handful of sleeping pills, it’s not going to be an obvious, open and shut determination. Which means, the carrier should pay.

]]> By: hadley77 http://blog.accuquote.com/2008/10/07/heath-ledger%e2%80%99s-life-insurance-company-may-deny-his-claim/comment-page-1/#comment-11792611 hadley77 Wed, 08 Oct 2008 18:28:08 +0000 http://blog.accuquote.com/?p=1169971#comment-11792611 In most life insurance policies there is a Suicide Clause that excludes coverage if the death of the insured person was a result of suicide within the first 2 years of owning the policy. In some stats the suicide exclusion applies for 1 year, for example, in Colorado. In most life insurance policies there is a Suicide Clause that excludes coverage if the death of the insured person was a result of suicide within the first 2 years of owning the policy. In some stats the suicide exclusion applies for 1 year, for example, in Colorado.

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