Saving You Money For Life

A lot of people don’t understand the difference between short term disability and long term disability. Here’s a quick explanation. If you have any questions about disability or term life insurance, feel free to post a comment and I’ll get back to you. Short term disability is insurance that helps provide partial income protection when an individual cannot work due to disabilities that are not job related.  Whereas long term disability coverage takes over where short-term disability insurance leaves off, typically six months after the policyholder becomes unable to work. Like short term disability insurance, long term policies pay a portion of the individual’s pre-disability monthly pay.

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Tags: Disability Insurance

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