Apr 01
When the world changes – so should your life insurance
Over the past year, the precipitous decline in stock prices, along with the sharp decline in real estate values, has negatively affected the net worth of a large number of people. If you are one of those people and you died today, your family would be a lot worse off than if these declines in net worth had not occurred.
As such, larger amounts of term life insurance would certainly go a long way toward replacing this lost wealth for your family. Remember, we are all going to die. The only question is, when? With term life insurance rates at all-time historical lows, doesn’t it make sense to beef up the face amounts you are considering, in light of the fact that the rest of your assets, now depleted, will not play as large a role in your family’s financial future?
Bottom line: Life Insurance is even MORE important today than it was a year ago!
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