Apr 27
Life Insurance Claim Denied for Widow of Gunshot Victim Due To Pre-Existing Medical Condition
According to the Consumerist, a recent lawsuit was filed against Settlers Life Insurance. Curtis McCraw held a life insurance policy with Settlers Life Insurance at the time of his murder in April 2008. When his wife Stephanie McCraw attempted to claim the Accidental Death Benefit, Settlers denied her claim because her husband had “a pre-existing liver condition.” This just goes to show why you should NEVER lie on your life insurance application about pre-existing conditions. Even though the claim says that being shot in the back by unknown assailants, the life insurance company found out that he had Hepatitis C and has every right to refuse paying out the term life insurance death benefit.
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