Comments on: Tell Us Your Thoughts… http://blog.accuquote.com/2009/05/26/tell-us-your-thoughts%e2%80%a6/ AccuQuote blog is brought to you by AccuQuote.com, a leading provider in term life insurance for people across the U.S. This blog is dedicated to providing you with valuable information from experts on the topics of insurance, financial planning and personal finance. Fri, 12 Mar 2010 18:34:29 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: joyce http://blog.accuquote.com/2009/05/26/tell-us-your-thoughts%e2%80%a6/comment-page-1/#comment-11793083 joyce Sun, 21 Jun 2009 22:44:09 +0000 http://blog.accuquote.com/?p=1170453#comment-11793083 felt the whole process went smoothly. we were please overall with our experience. still hoping to get hubby's cholesterol down to an acceptable level to get preferred best rates. thanks for your help felt the whole process went smoothly. we were please overall with our experience. still hoping to get hubby’s cholesterol down to an acceptable level to get preferred best rates. thanks for your help

]]> By: Denise Mancini http://blog.accuquote.com/2009/05/26/tell-us-your-thoughts%e2%80%a6/comment-page-1/#comment-11793055 Denise Mancini Fri, 05 Jun 2009 17:03:35 +0000 http://blog.accuquote.com/?p=1170453#comment-11793055 Marge - We completely understand. Many people are feeling the economic pinch. And, being a smoker does make life insurance very expensive for your husband. With that being said, having a small life insurance policy in place is better than having nothing. We'd be happy to help you find something that fits within your budget. However, we recommend as soon as your financial situation improves, you apply for additional coverage. Please feel free to call us at 800-442-9899 if you think this might be something you're interesteded in pursuing. Thanks! Marge –

We completely understand. Many people are feeling the economic pinch. And, being a smoker does make life insurance very expensive for your husband. With that being said, having a small life insurance policy in place is better than having nothing. We’d be happy to help you find something that fits within your budget. However, we recommend as soon as your financial situation improves, you apply for additional coverage. Please feel free to call us at 800-442-9899 if you think this might be something you’re interesteded in pursuing. Thanks!

]]> By: Denise Mancini http://blog.accuquote.com/2009/05/26/tell-us-your-thoughts%e2%80%a6/comment-page-1/#comment-11793054 Denise Mancini Fri, 05 Jun 2009 16:59:12 +0000 http://blog.accuquote.com/?p=1170453#comment-11793054 Jack - My apologies for contacting you so often. We feel that obtaining life insurance is one of the most important things you can do. We are in no way trying to use high tactic sales pressures. I apologize if you felt that way. I have added you to our do not solicit list. However, if you are still interested, please contact us at 800-442-9899. Jack –

My apologies for contacting you so often. We feel that obtaining life insurance is one of the most important things you can do. We are in no way trying to use high tactic sales pressures. I apologize if you felt that way. I have added you to our do not solicit list. However, if you are still interested, please contact us at 800-442-9899.

]]> By: Denise Mancini http://blog.accuquote.com/2009/05/26/tell-us-your-thoughts%e2%80%a6/comment-page-1/#comment-11793053 Denise Mancini Fri, 05 Jun 2009 16:57:19 +0000 http://blog.accuquote.com/?p=1170453#comment-11793053 Karen - I will have an agent call you as soon as possible. If cost is an issue, having a small policy is better than having nothing at all. You can always apply for an additional policy in the future when your economic situation gets better. Karen –
I will have an agent call you as soon as possible. If cost is an issue, having a small policy is better than having nothing at all. You can always apply for an additional policy in the future when your economic situation gets better.

]]> By: Karen http://blog.accuquote.com/2009/05/26/tell-us-your-thoughts%e2%80%a6/comment-page-1/#comment-11793050 Karen Thu, 04 Jun 2009 17:17:41 +0000 http://blog.accuquote.com/?p=1170453#comment-11793050 Hello, I am searching for a company but my husband is diabetic but is in good health. It is hard to find a company that will insure a person with diabetes. We are looking for rates that we can afford and still support our way of life and our children. Hello,
I am searching for a company but my husband is diabetic but is in good health. It is hard to find a company that will insure a person with diabetes. We are looking for rates that we can afford and still support our way of life and our children.

]]> By: Jack Spain http://blog.accuquote.com/2009/05/26/tell-us-your-thoughts%e2%80%a6/comment-page-1/#comment-11793049 Jack Spain Thu, 04 Jun 2009 15:16:50 +0000 http://blog.accuquote.com/?p=1170453#comment-11793049 the main reason that i did not get back to you about insurance is the fact that your agent email me every other day and I don't buy something under pressure I refuse to be subjected to this kind of hassle. the main reason that i did not get back to you about insurance is the fact that your agent email me every other day and I don’t buy something under pressure I refuse to be subjected to this kind of hassle.

]]> By: Marge Schmidt http://blog.accuquote.com/2009/05/26/tell-us-your-thoughts%e2%80%a6/comment-page-1/#comment-11793048 Marge Schmidt Wed, 03 Jun 2009 22:45:27 +0000 http://blog.accuquote.com/?p=1170453#comment-11793048 My husband and I started shopping for life insurance last winter (2008) but have yet to buy. We just couldn't get the physical scheduled at a convenient time, and eventually dropped the whole thing. Truthfully, we're a little apprehensive about the cost because my husband has been a smoker for over 40 years, and doesn't show any signs of quitting. We are also feeling the economic pinch, and the idea of adding yet another monthly expense to the pile is daunting. Also, the process just seemed like such a project - it's a shame, because we are currently under-insured, and still have two teenagers depending on us. I guess we need more hand-holding than an on-line service can provide. Not that the reps were not diligent about following up with us, they were. Hopefully, this summer we'll get back to it. My husband and I started shopping for life insurance last winter (2008) but have yet to buy. We just couldn’t get the physical scheduled at a convenient time, and eventually dropped the whole thing. Truthfully, we’re a little apprehensive about the cost because my husband has been a smoker for over 40 years, and doesn’t show any signs of quitting. We are also feeling the economic pinch, and the idea of adding yet another monthly expense to the pile is daunting. Also, the process just seemed like such a project – it’s a shame, because we are currently under-insured, and still have two teenagers depending on us. I guess we need more hand-holding than an on-line service can provide. Not that the reps were not diligent about following up with us, they were. Hopefully, this summer we’ll get back to it.

]]> By: Denise Mancini http://blog.accuquote.com/2009/05/26/tell-us-your-thoughts%e2%80%a6/comment-page-1/#comment-11793047 Denise Mancini Wed, 03 Jun 2009 17:32:49 +0000 http://blog.accuquote.com/?p=1170453#comment-11793047 Hi Sonali - I'm sorry that you weren't happy with the quotes that were provided. We work with companies that have the most competitive rates. Many of our competitors will simply "quote" the lowest term life insurance rate available in the marketplace based on your age, sex, and smoking status, without regard to these other important factors (such as medication you're taking, family history of disease and even driving record). If you've gotten quotes from other services that were lower, I am confident that they are simply listing the lowest available rate out there for someone your age and not taking other things into account. The different between AccuQuote and the others is that we have quoted you based on the information you provided us regarding your health/medical history. Unfortunately (and all too frequently), prospects naively jump at the least expensive term life insurance quote, apply for it - only to find out months later that they can't qualify for the term life insurance rate "quoted." Then, they are forced to decide between starting over with another company, or accepting a term life insurance rate which is higher than they really need to be paying. At AccuQuote, we try to avoid that by giving you accurate quotes up front. Hi Sonali -

I’m sorry that you weren’t happy with the quotes that were provided. We work with companies that have the most competitive rates. Many of our competitors will simply “quote” the lowest term life insurance rate available in the marketplace based on your age, sex, and smoking status, without regard to these other important factors (such as medication you’re taking, family history of disease and even driving record).

If you’ve gotten quotes from other services that were lower, I am confident that they are simply listing the lowest available rate out there for someone your age and not taking other things into account. The different between AccuQuote and the others is that we have quoted you based on the information you provided us regarding your health/medical history.

Unfortunately (and all too frequently), prospects naively jump at the least expensive term life insurance quote, apply for it – only to find out months later that they can’t qualify for the term life insurance rate “quoted.” Then, they are forced to decide between starting over with another company, or accepting a term life insurance rate which is higher than they really need to be paying. At AccuQuote, we try to avoid that by giving you accurate quotes up front.

]]> By: Denise Mancini http://blog.accuquote.com/2009/05/26/tell-us-your-thoughts%e2%80%a6/comment-page-1/#comment-11793046 Denise Mancini Wed, 03 Jun 2009 17:18:24 +0000 http://blog.accuquote.com/?p=1170453#comment-11793046 Don - I will have someone touch base with you shortly. Don -

I will have someone touch base with you shortly.

]]> By: Denise Mancini http://blog.accuquote.com/2009/05/26/tell-us-your-thoughts%e2%80%a6/comment-page-1/#comment-11793045 Denise Mancini Wed, 03 Jun 2009 17:16:04 +0000 http://blog.accuquote.com/?p=1170453#comment-11793045 Bryan - Our apologies. I have noted this in your case, therefore they should no longer contact you in the morning. Bryan -

Our apologies. I have noted this in your case, therefore they should no longer contact you in the morning.

]]>