May 28
Health Insurance: Stay Protected Amid Layoffs, Budget Cuts
The national unemployment rate is at 8.5 percent and families are struggling to pay for their health insurance coverage. However, according to the National Association of Insurance Commissioners (NAIC), there are still ways for people to remain protected.
They suggest the following options for newly unemployed people:
- Consider joining your spouse’s plan if you’re married
- Consider COBRA
- Research eligibility for government-sponsored plans
- Purchase a private plan
- Join a state-sponsored risk pool
We don’t sell health insurance, only discount term life insurance, but we do have a trusted partner that can help.
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May 29th, 2009 at 7:04 am
When I was working in the States, one of the best ways for us to keep health insurance was to move my wife’s coverage over to the plan with my employer. It was cheaper overall, and this would lead us to keeping coverage until we left to live overseas. It’s always good to examine all options before giving up health benefits!
Jerry