Saving You Money For Life

If you were denied term life insurance coverage due to a severe medical condition or other lifestyle factor, you may want to consider purchasing an accidental death and dismemberment (AD&D) policy. This type of policy is extremely affordable and offers protection for your family if you were to die accidentally. In addition, if you become injured or disabled due to an accidental cause, you’ll collect a lump sum that can help pay for medical expenses or make up for lost income if you’re no longer able to work.

According to the Centers for Disease Control and Prevention, accidents (unintentional injuries) are the fifth leading cause of death in the United States. That statistic is even higher for people under age 45. In fact, if you’re under age 45, you’re almost twice more likely to die in an accident than from a natural cause. In 2006 alone (most recent statistic available), 121,599 people died from unintentional injuries.

So if you’ve been labeled “uninsurable” by a life insurance company, don’t think you’re out of options when it comes to protecting your loved ones. You can typically get up to $500,000 in AD&D coverage that will give your family a financial cushion if you die accidentally.

For more information about AD&D insurance, talk to a licensed life insurance professional at AccuQuote.com. You can discuss your coverage options with them and receive free life insurance quotes from the best term life insurance companies. Remember, having some life coverage is better than having nothing at all.

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