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	<title>AccuQuote Life Insurance Blog &#187; Home and Auto Education</title>
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	<description>AccuQuote blog is brought to you by AccuQuote.com, a leading provider in term life insurance for people across the U.S.  This blog is dedicated to providing you with valuable information from experts on the topics of insurance, financial planning and personal finance.</description>
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		<title>Your driving record can affect your term life insurance rate</title>
		<link>http://blog.accuquote.com/2009/09/03/your-driving-record-can-affect-your-term-life-insurance-rate/</link>
		<comments>http://blog.accuquote.com/2009/09/03/your-driving-record-can-affect-your-term-life-insurance-rate/#comments</comments>
		<pubDate>Thu, 03 Sep 2009 17:03:11 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Home and Auto Education]]></category>
		<category><![CDATA[Life Education]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170642</guid>
		<description><![CDATA[Did you know that many life insurance underwriters consider your driving record when determining your term life insurance rate?
Why? You’re lifestyle plays a major role in how a life insurance company determines your risk of death. So although you may be in excellent overall health, if you’ve had two speeding tickets in five years, your [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2009/09/03/your-driving-record-can-affect-your-term-life-insurance-rate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pros and Cons of Leasing a Car</title>
		<link>http://blog.accuquote.com/2009/03/17/pros-and-cons-of-leasing-a-car/</link>
		<comments>http://blog.accuquote.com/2009/03/17/pros-and-cons-of-leasing-a-car/#comments</comments>
		<pubDate>Tue, 17 Mar 2009 17:00:49 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Home and Auto Education]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170320</guid>
		<description><![CDATA[Here I go again, writing about something other than term life insurance.  Consumer Reports has a great section that can help lead you through the new car buying experience.  It&#8217;s a guide that provides the essential information you need to choose, buy, finance, and maintain a new car.
They recently wrote an article that talked about [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Six Car Insurance Mistakes to Avoid</title>
		<link>http://blog.accuquote.com/2009/02/17/six-car-insurance-mistakes-to-avoid/</link>
		<comments>http://blog.accuquote.com/2009/02/17/six-car-insurance-mistakes-to-avoid/#comments</comments>
		<pubDate>Tue, 17 Feb 2009 17:00:50 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Home and Auto Education]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170230</guid>
		<description><![CDATA[This article appeared in the Associated Press the other day.  I like to give people a variety of insurance information, even if it&#8217;s not about term life insurance.  It&#8217;s important to get all kinds of information.  So here are the six mistakes you should avoid when shopping for auto insurance.
1. Driving without uninsured motorist coverage.
If [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Auto insurance rates increasing…tips to save $</title>
		<link>http://blog.accuquote.com/2008/12/31/auto-insurance-rates-increasing%e2%80%a6tips-to-save/</link>
		<comments>http://blog.accuquote.com/2008/12/31/auto-insurance-rates-increasing%e2%80%a6tips-to-save/#comments</comments>
		<pubDate>Wed, 31 Dec 2008 17:00:06 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Home and Auto Education]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170137</guid>
		<description><![CDATA[Like many things, auto insurance rates are on the increase.  However, there are many ways to get discounts. As with life insurance policies, consumers should shop around for auto insurance using the web.
When reviewing your current auto insurance policy, you should consider if your eligible for several discounts that are often overlooked including:
&#8211; Low Mileage [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2008/12/31/auto-insurance-rates-increasing%e2%80%a6tips-to-save/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Survey Finds Many Homeowners Unaware of the Risks and Responsibilities of Hosting a Holiday Party</title>
		<link>http://blog.accuquote.com/2008/12/30/survey-finds-many-homeowners-unaware-of-the-risks-and-responsibilities-of-hosting-a-holiday-party/</link>
		<comments>http://blog.accuquote.com/2008/12/30/survey-finds-many-homeowners-unaware-of-the-risks-and-responsibilities-of-hosting-a-holiday-party/#comments</comments>
		<pubDate>Tue, 30 Dec 2008 17:00:13 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Home and Auto Education]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170135</guid>
		<description><![CDATA[As millions of Americans host and attend holiday parties across the street or across the country, many are unaware of the risks they may be taking or of their own responsibilities to ensure their guests don&#8217;t hit the road drunk, according to a new national survey on homeowner&#8217;s insurance issues by Trusted Choice® and the [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2008/12/30/survey-finds-many-homeowners-unaware-of-the-risks-and-responsibilities-of-hosting-a-holiday-party/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Pay-as-You-Drive Insurance Can Provide Major Savings</title>
		<link>http://blog.accuquote.com/2008/09/10/pay-as-you-drive-insurance-can-provide-major-savings/</link>
		<comments>http://blog.accuquote.com/2008/09/10/pay-as-you-drive-insurance-can-provide-major-savings/#comments</comments>
		<pubDate>Wed, 10 Sep 2008 17:00:23 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Home and Auto Education]]></category>
		<category><![CDATA[Home and Auto News]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=389</guid>
		<description><![CDATA[I&#8217;ve written about this topic in recent weeks, but with gas prices through the roof it&#8217;s worth repeating.
If you&#8217;re like most drivers, you&#8217;re seeking ways to drive less and save money. There is a recent new car insurance program that some insurance companies are offering in which you can pay-as-you-drive.  It is emerging as a [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2008/09/10/pay-as-you-drive-insurance-can-provide-major-savings/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Hurricane Preparedness…</title>
		<link>http://blog.accuquote.com/2008/08/26/hurricane-preparedness%e2%80%a6/</link>
		<comments>http://blog.accuquote.com/2008/08/26/hurricane-preparedness%e2%80%a6/#comments</comments>
		<pubDate>Tue, 26 Aug 2008 17:00:43 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Home and Auto Education]]></category>
		<category><![CDATA[Other news and insurance information]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=180</guid>
		<description><![CDATA[Don&#8217;t mess with Hurricanes. These violent storms whip up winds anywhere from 74 to 200 mph. They also churn up huge waves and torrential rains that can cause flooding and devastation, not just along coasts, but hundreds of miles inland as well. We see this recently with Hurricane Fay.
We&#8217;re in the midst of hurricane season [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2008/08/26/hurricane-preparedness%e2%80%a6/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Scrutinize Your Automobile Insurance Policy</title>
		<link>http://blog.accuquote.com/2008/08/20/scrutinize-your-automobile-insurance-policy/</link>
		<comments>http://blog.accuquote.com/2008/08/20/scrutinize-your-automobile-insurance-policy/#comments</comments>
		<pubDate>Wed, 20 Aug 2008 14:56:28 +0000</pubDate>
		<dc:creator>Valeria Weber</dc:creator>
				<category><![CDATA[Home and Auto Education]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=211</guid>
		<description><![CDATA[Those who have car insurance should spend time carefully looking over their policy to be sure that the coverage is exactly what they need it to be.
Recently, many complaints have come to light regarding security measures in some policies. Policy holders are sometimes confused and shocked to find that their automobile coverage does not cover [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>With The Mortgage Paid, Should You Consider Self-Insuring?</title>
		<link>http://blog.accuquote.com/2008/08/08/with-the-mortgage-paid-should-you-consider-self-insuring/</link>
		<comments>http://blog.accuquote.com/2008/08/08/with-the-mortgage-paid-should-you-consider-self-insuring/#comments</comments>
		<pubDate>Fri, 08 Aug 2008 15:16:24 +0000</pubDate>
		<dc:creator>Valeria Weber</dc:creator>
				<category><![CDATA[Home and Auto Education]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=227</guid>
		<description><![CDATA[The Robb Report Vacation Homes notes a rising trend among homeowners who are opting to self-insure their second homes against disaster. Most mortgage lending institutions require homeowners to carry property insurance in order to protect the collateral assets while the loan is being paid off. After that, though, you&#8217;re free to decide for yourself if [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2008/08/08/with-the-mortgage-paid-should-you-consider-self-insuring/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Smaller Car, Lower Auto Insurance Costs?</title>
		<link>http://blog.accuquote.com/2008/08/07/smaller-car-lower-auto-insurance-costs/</link>
		<comments>http://blog.accuquote.com/2008/08/07/smaller-car-lower-auto-insurance-costs/#comments</comments>
		<pubDate>Thu, 07 Aug 2008 19:43:28 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Home and Auto Education]]></category>
		<category><![CDATA[Home and Auto News]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=98</guid>
		<description><![CDATA[Don&#8217;t think that switching to a smaller car to save money on gas will keep your insurance rates down. In fact, according to the Insurance Institute for Highway Safety, downsizing can actually increase your car insurance bill.
For instance, if you purchased a new Toyota Camry you may pay an average annual premium of $1,302. However, [...]]]></description>
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		<slash:comments>0</slash:comments>
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