<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>AccuQuote Life Insurance Blog &#187; Life Education</title>
	<atom:link href="http://blog.accuquote.com/category/life-education/feed/" rel="self" type="application/rss+xml" />
	<link>http://blog.accuquote.com</link>
	<description>AccuQuote blog is brought to you by AccuQuote.com, a leading provider in term life insurance for people across the U.S.  This blog is dedicated to providing you with valuable information from experts on the topics of insurance, financial planning and personal finance.</description>
	<lastBuildDate>Fri, 20 Nov 2009 17:08:52 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.8.6</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Drinking alcohol can affect your life insurance rate</title>
		<link>http://blog.accuquote.com/2009/11/19/drinking-alcohol-can-affect-your-life-insurance-rate/</link>
		<comments>http://blog.accuquote.com/2009/11/19/drinking-alcohol-can-affect-your-life-insurance-rate/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 17:00:40 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Life Education]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/2009/11/19/drinking-alcohol-can-affect-your-life-insurance-rate/</guid>
		<description><![CDATA[The lines between heavy drinking and alcoholism are blurry at best, but when it comes to term life insurance, even a moderate drinker can have problems finding an affordable policy.
There is no doubt that heavy drinking can lead to health problems and take years off your life. Even though alcohol abuse can affect your life [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2009/11/19/drinking-alcohol-can-affect-your-life-insurance-rate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ways to avoid life insurance rescission</title>
		<link>http://blog.accuquote.com/2009/11/17/ways-to-avoid-life-insurance-rescission/</link>
		<comments>http://blog.accuquote.com/2009/11/17/ways-to-avoid-life-insurance-rescission/#comments</comments>
		<pubDate>Tue, 17 Nov 2009 17:00:00 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Life Education]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170867</guid>
		<description><![CDATA[Life insurance rescission is something that you want to avoid at all costs. What is it? It’s a legal action where your life insurance contract is declared void or canceled. This can happen if you lie or misrepresent material information on you life insurance application that directly affects your mortality and actuarial probabilities, such as [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2009/11/17/ways-to-avoid-life-insurance-rescission/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to locate a lost life insurance policy</title>
		<link>http://blog.accuquote.com/2009/11/12/how-to-locate-a-lost-life-insurance-policy/</link>
		<comments>http://blog.accuquote.com/2009/11/12/how-to-locate-a-lost-life-insurance-policy/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 17:00:28 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Life Education]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/2009/11/12/how-to-locate-a-lost-life-insurance-policy/</guid>
		<description><![CDATA[When a loved one dies, the last thing you should have to worry about is locating a lost life insurance policy. That’s why it’s important to be aware of what life insurance company issued the policy, especially if you’re the beneficiary expecting a death benefit. Otherwise, you risk losing that benefit. And if you’re the [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2009/11/12/how-to-locate-a-lost-life-insurance-policy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Children with special needs may encounter financial difficulties without life insurance</title>
		<link>http://blog.accuquote.com/2009/11/11/children-with-special-needs-may-encounter-financial-difficulties-without-life-insurance/</link>
		<comments>http://blog.accuquote.com/2009/11/11/children-with-special-needs-may-encounter-financial-difficulties-without-life-insurance/#comments</comments>
		<pubDate>Wed, 11 Nov 2009 17:00:09 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Life Education]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170850</guid>
		<description><![CDATA[A term life insurance policy is one of the best ways to protect your family’s financial future if you were to die prematurely. However, if you have children with special needs, you need an even more comprehensive financial plan.
Many parents may be putting their children with disabilities at financial risk without even knowing it because [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2009/11/11/children-with-special-needs-may-encounter-financial-difficulties-without-life-insurance/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>When naming your life insurance beneficiary…</title>
		<link>http://blog.accuquote.com/2009/11/09/when-naming-your-life-insurance-beneficiary%e2%80%a6/</link>
		<comments>http://blog.accuquote.com/2009/11/09/when-naming-your-life-insurance-beneficiary%e2%80%a6/#comments</comments>
		<pubDate>Mon, 09 Nov 2009 17:00:27 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Life Education]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170843</guid>
		<description><![CDATA[Your life insurance policy is designed to be a critical safety net for the ones you love, so when naming a beneficiary to your term life insurance policy, it’s important to follow a few conditions in order to ensure their protection – especially because they probably depend on you for financial support.
Following are three factors [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2009/11/09/when-naming-your-life-insurance-beneficiary%e2%80%a6/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>New AccuQuote Podcast!</title>
		<link>http://blog.accuquote.com/2009/11/04/new-accuquote-podcast-44/</link>
		<comments>http://blog.accuquote.com/2009/11/04/new-accuquote-podcast-44/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 17:00:05 +0000</pubDate>
		<dc:creator>Jonathan Zajicek</dc:creator>
				<category><![CDATA[Life Education]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170833</guid>
		<description><![CDATA[November 4, 2009
What to look for in a policy illustration
Description:
When purchasing a life insurance policy there are so many things to consider, such as the price and features of the policy. However, before purchasing a policy, you should take a close look at the policy illustration. In this podcast, Byron  Udell, a life insurance [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2009/11/04/new-accuquote-podcast-44/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.accuquote.com/podcast/pod_110409.mp3" length="5266855" type="audio/mpeg" />
		</item>
		<item>
		<title>It’s time to buy Return of Premium term life insurance</title>
		<link>http://blog.accuquote.com/2009/11/03/it%e2%80%99s-time-to-buy-return-of-premium-term-life-insurance/</link>
		<comments>http://blog.accuquote.com/2009/11/03/it%e2%80%99s-time-to-buy-return-of-premium-term-life-insurance/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 17:00:21 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Life Education]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170831</guid>
		<description><![CDATA[Did you know that there’s a great type of life insurance available right now that’s slowly being discontinued? It’s called Return of Premium (ROP) term life insurance and there’s no better time to take advantage of this type of life insurance. ROP is a type of life insurance that pays you back 100 percent of [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2009/11/03/it%e2%80%99s-time-to-buy-return-of-premium-term-life-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Life insurance riders: Do you need them?</title>
		<link>http://blog.accuquote.com/2009/10/29/life-insurance-riders-do-you-need-them/</link>
		<comments>http://blog.accuquote.com/2009/10/29/life-insurance-riders-do-you-need-them/#comments</comments>
		<pubDate>Thu, 29 Oct 2009 17:00:48 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Life Education]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170814</guid>
		<description><![CDATA[Life insurance is one of the most important purchases you’ll make to protect your family’s financial future. So naturally, there are some things you need to consider to be sure you’re adequately covered. Some of the things you should look for in a policy include riders. What are they? Riders are additions to a life [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2009/10/29/life-insurance-riders-do-you-need-them/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New AccuQuote Podcast!</title>
		<link>http://blog.accuquote.com/2009/10/28/new-accuquote-podcast-43/</link>
		<comments>http://blog.accuquote.com/2009/10/28/new-accuquote-podcast-43/#comments</comments>
		<pubDate>Wed, 28 Oct 2009 17:00:54 +0000</pubDate>
		<dc:creator>Jonathan Zajicek</dc:creator>
				<category><![CDATA[Life Education]]></category>
		<category><![CDATA[Podcasts]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170810</guid>
		<description><![CDATA[
October 28, 2009
How to find the right life insurance professional
Description:
When shopping for life insurance, it’s important to trust your agent. In this podcast, Byron  Udell, a life insurance and annuity industry expert, talks about how to find the right life insurance professional.
Size: 3.47 MB
Length: 3:47
Click here to download 
Subscribe in ITUNES



Share and Enjoy:


	
	
	
	
	
	
	


]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2009/10/28/new-accuquote-podcast-43/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.accuquote.com/podcast/pod_102809.mp3" length="3646615" type="audio/mpeg" />
		</item>
		<item>
		<title>Denied life insurance coverage? Consider an AD&amp;D policy</title>
		<link>http://blog.accuquote.com/2009/10/27/denied-life-insurance-coverage-consider-an-add-policy/</link>
		<comments>http://blog.accuquote.com/2009/10/27/denied-life-insurance-coverage-consider-an-add-policy/#comments</comments>
		<pubDate>Tue, 27 Oct 2009 17:00:48 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Life Education]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/2009/10/27/denied-life-insurance-coverage-consider-an-add-policy/</guid>
		<description><![CDATA[If you were denied term life insurance coverage due to a severe medical condition or other lifestyle factor, you may want to consider purchasing an accidental death and dismemberment (AD&#38;D) policy. This type of policy is extremely affordable and offers protection for your family if you were to die accidentally. In addition, if you become [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2009/10/27/denied-life-insurance-coverage-consider-an-add-policy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
