<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>AccuQuote Life Insurance Blog &#187; Retirement Planning</title>
	<atom:link href="http://blog.accuquote.com/category/retirement-planning/feed/" rel="self" type="application/rss+xml" />
	<link>http://blog.accuquote.com</link>
	<description>AccuQuote blog is brought to you by AccuQuote.com, a leading provider in term life insurance for people across the U.S.  This blog is dedicated to providing you with valuable information from experts on the topics of insurance, financial planning and personal finance.</description>
	<lastBuildDate>Fri, 20 Nov 2009 17:08:52 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.8.6</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Pay off your mortgage before you retire</title>
		<link>http://blog.accuquote.com/2009/08/06/pay-off-your-mortgage-before-you-retire/</link>
		<comments>http://blog.accuquote.com/2009/08/06/pay-off-your-mortgage-before-you-retire/#comments</comments>
		<pubDate>Thu, 06 Aug 2009 17:00:26 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170592</guid>
		<description><![CDATA[If you are nearing retirement or seriously thinking about your future financial plans, this post is for you…
I recently read an article about why Americans should pay off their mortgages before they retire. Since I frequently advise people to purchase a term life insurance policy in order to help your loved ones pay off the [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2009/08/06/pay-off-your-mortgage-before-you-retire/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>7 Tips to Maximizing the Tax Benefits of your 401k(s) and IRA(s)</title>
		<link>http://blog.accuquote.com/2009/04/14/7-tips-to-maximizing-the-tax-benefits-of-your-401ks-and-iras/</link>
		<comments>http://blog.accuquote.com/2009/04/14/7-tips-to-maximizing-the-tax-benefits-of-your-401ks-and-iras/#comments</comments>
		<pubDate>Tue, 14 Apr 2009 17:00:49 +0000</pubDate>
		<dc:creator>Jonathan Zajicek</dc:creator>
				<category><![CDATA[Legal]]></category>
		<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170391</guid>
		<description><![CDATA[Tax season is almost over but according to the experts at Mint.com there&#8217;s still time to maximize the tax benefits of your 401k(s) and IRA(s).  Here&#8217;s a story by Mint.com author GE Miller:
Before you can begin reaping the potential benefits however, you&#8217;ll need to ask yourself a few questions relating to your current station in [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2009/04/14/7-tips-to-maximizing-the-tax-benefits-of-your-401ks-and-iras/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Estate Planning Essential in Today’s Economic Environment</title>
		<link>http://blog.accuquote.com/2009/03/31/estate-planning-essential-in-today%e2%80%99s-economic-environment/</link>
		<comments>http://blog.accuquote.com/2009/03/31/estate-planning-essential-in-today%e2%80%99s-economic-environment/#comments</comments>
		<pubDate>Tue, 31 Mar 2009 17:00:06 +0000</pubDate>
		<dc:creator>Jonathan Zajicek</dc:creator>
				<category><![CDATA[Other news and insurance information]]></category>
		<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170359</guid>
		<description><![CDATA[It&#8217;s a fact that estate planning offers stability in stressful economic times like these. So, then why is it that according to a 2007 survey (source www.lawyers.com) of adult residents of the United States found:

 55% don&#8217;t have a will
 52% of Anglos have wills, compared with 32 percent of blacks and 26 percent of [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2009/03/31/estate-planning-essential-in-today%e2%80%99s-economic-environment/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Certificates of Deposit aren’t risk free</title>
		<link>http://blog.accuquote.com/2009/03/12/certificates-of-deposit-aren%e2%80%99t-risk-free/</link>
		<comments>http://blog.accuquote.com/2009/03/12/certificates-of-deposit-aren%e2%80%99t-risk-free/#comments</comments>
		<pubDate>Thu, 12 Mar 2009 17:00:11 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Other news and insurance information]]></category>
		<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170300</guid>
		<description><![CDATA[I was reading an article from the Consumerist that talked about Certificates of Deposit or CD&#8217;s and how they aren&#8217;t risk adverse either.  I know my expertise is in the arena of term life insurance, but I thought I&#8217;d share this article with you because many people aren&#8217;t aware that CDs have risks too, even [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2009/03/12/certificates-of-deposit-aren%e2%80%99t-risk-free/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Annuities Explained</title>
		<link>http://blog.accuquote.com/2009/03/05/annuities-explained/</link>
		<comments>http://blog.accuquote.com/2009/03/05/annuities-explained/#comments</comments>
		<pubDate>Thu, 05 Mar 2009 17:00:03 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Annuities]]></category>
		<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170267</guid>
		<description><![CDATA[A life insurance policy is a key element in any sound financial plan. If you should die prematurely before having built your retirement nest egg, there is no substitute to replace the income you would have earned during the balance of your career for the benefit of your spouse and children.
Annuities are a bit different [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2009/03/05/annuities-explained/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>AP: How layoffs affect retirement plans</title>
		<link>http://blog.accuquote.com/2008/12/19/ap-how-layoffs-affect-retirement-plans/</link>
		<comments>http://blog.accuquote.com/2008/12/19/ap-how-layoffs-affect-retirement-plans/#comments</comments>
		<pubDate>Fri, 19 Dec 2008 17:00:48 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Other news and insurance information]]></category>
		<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170122</guid>
		<description><![CDATA[People are worried about all kinds of things in this economy. One topic I&#8217;ve seen written about lately is retirement plans.   Candice Choi of the Associate Press wrote a good article recently about what happens to your company-sponsored retirement plan if you&#8217;re laid off.
She says, the answer depends on how long you worked for the [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2008/12/19/ap-how-layoffs-affect-retirement-plans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Guidelines for tapping your assets without paying too much in penalties and taxes</title>
		<link>http://blog.accuquote.com/2008/12/10/guidelines-for-tapping-your-assets-without-paying-too-much-in-penalties-and-taxes/</link>
		<comments>http://blog.accuquote.com/2008/12/10/guidelines-for-tapping-your-assets-without-paying-too-much-in-penalties-and-taxes/#comments</comments>
		<pubDate>Wed, 10 Dec 2008 17:00:16 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Other news and insurance information]]></category>
		<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170105</guid>
		<description><![CDATA[This article was from Consumer Reports, November 2008.  It&#8217;s timely because I know many of you are looking for ways to access emergency funds without too many penalties. I thought you might be particular interested in the part about life insurance.
Suppose you&#8217;ve followed our common-sense advice about saving money for a rainy day and have [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2008/12/10/guidelines-for-tapping-your-assets-without-paying-too-much-in-penalties-and-taxes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Suze Orman explains wills and trusts</title>
		<link>http://blog.accuquote.com/2008/11/14/suze-orman-explains-wills-and-trusts/</link>
		<comments>http://blog.accuquote.com/2008/11/14/suze-orman-explains-wills-and-trusts/#comments</comments>
		<pubDate>Fri, 14 Nov 2008 17:00:36 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Other news and insurance information]]></category>
		<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170069</guid>
		<description><![CDATA[Wills and trusts help us to protect ourselves. These documents indicate who will make important decisions for us in the future. For this reason, understanding how wills and trusts work is extremely important. When do you need a will? When do you need a trust? What is the difference between the two? Suze Orman explains [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2008/11/14/suze-orman-explains-wills-and-trusts/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>More Answers to Your Financial-Crisis Questions &#8211; AIG ANNUITIES</title>
		<link>http://blog.accuquote.com/2008/10/24/more-answers-to-your-financial-crisis-questions-aig-annuities/</link>
		<comments>http://blog.accuquote.com/2008/10/24/more-answers-to-your-financial-crisis-questions-aig-annuities/#comments</comments>
		<pubDate>Fri, 24 Oct 2008 17:00:46 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[AccuQuote News]]></category>
		<category><![CDATA[Life News]]></category>
		<category><![CDATA[Other news and insurance information]]></category>
		<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170016</guid>
		<description><![CDATA[This Q&#38;A is from a recent column that Kiplinger Personal Finance reporter, Kim Lankford, wrote. I wanted to share it with you as I thought it was good information.
Question:          &#8220;I read your Don&#8217;t Rush to Ditch Your AIG Policy column, where you mentioned that people might have to pay a surrender charge if they [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2008/10/24/more-answers-to-your-financial-crisis-questions-aig-annuities/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Preparing for Retirement?   Here’s Your Planning Guide for the Future</title>
		<link>http://blog.accuquote.com/2008/10/22/preparing-for-retirement-here%e2%80%99s-your-planning-guide-for-the-future/</link>
		<comments>http://blog.accuquote.com/2008/10/22/preparing-for-retirement-here%e2%80%99s-your-planning-guide-for-the-future/#comments</comments>
		<pubDate>Wed, 22 Oct 2008 17:00:45 +0000</pubDate>
		<dc:creator>Byron Udell</dc:creator>
				<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://blog.accuquote.com/?p=1170012</guid>
		<description><![CDATA[Where do insurance products fit into your retirement plan?  Life insurance is a key element in any sound financial plan. This is the case because if you should die prematurely before having built your retirement nest egg, there is no substitute to replace the income you would have earned during the balance of your career [...]]]></description>
		<wfw:commentRss>http://blog.accuquote.com/2008/10/22/preparing-for-retirement-here%e2%80%99s-your-planning-guide-for-the-future/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
