Podcasts
October 15, 2009
Life insurance can protect your business
Description:
Byron Udell, a life insurance and annuity industry expert explains how life insurance can protect your small business from financial devastation.
Size: 5.39 MB
Length: 5:53
October 07, 2009
How much is your life worth?
Description:
Do you know how much your life is worth? In this podcast, Byron Udell, a life insurance and annuity industry expert talks about calculating how much your life is worth in order to help you accurately determine your life insurance needs.
Size: 7.80 MB
Length: 8:31
September 30, 2009
Options for death benefit payouts
Description:
As a beneficiary, you need to know what to do when a loved one dies. Byron Udell, a life insurance and annuity industry expert, explains the process when it comes time to claim a death benefit payout.
Size: 5.09 MB
Length: 5:34
September 21, 2009
Interview with Scott Mitic, founder and CEO of TrustedID
Description:
AccuQuote has partnered with TrustedID, the nation’s leading provider of identity theft prevention solutions. In this podcast, Scott Mitic, founder and CEO of TrustedID and Sean Cheyney, Vice President, Marketing and Business Development at AccuQuote, discuss how TrustedID’s new suite of services will offer additional protection for your financial life.
Size: 10.0 MB
Length: 11:01
September 16, 2009
AccuQuote launches term life insurance video learning series
Description:
AccuQuote talks about launch of new term life insurance video learning series hosted by life insurance and annuity industry expert, Byron Udell.
Size: 2.09 MB
Length: 2:17
September 02, 2009
What to do if you’ve been labeled “high risk” by a life insurance company
Description:
Don’t be discouraged if you’ve been labeled “high risk” by a life insurance company. In this podcast, Byron Udell, a life insurance and annuity industry expert, explains what high risk means and what steps to take if you fall in to this category.
Size: 4.86 MB
Length: 5:18
August 26, 2009
Recession and Unemployment Rate Indicate Reason to Increase Life Insurance Coverage
Description:
As economic conditions change, it’s important to evaluate your financial situation. A life insurance and annuity industry expert, Byron Udell, talks about why the recession and rising unemployment rate should signal people to purchase or increase existing life insurance coverage.
Size: 4.84 MB
Length: 5:17
August 7, 2009
What Women Need to Know About Life Insurance
Description:
In this podcast Byron Udell, a life insurance and annuity industry expert, will address some of the most common questions women have about buying life insurance.
Size: 4.55 MB
Length: 4:58
August 3, 2009
Myths About Life Insurance
Description:
There are many common misconceptions when it comes to life insurance. Some of these myths even prevent people from buying a policy. In this podcast, Byron Udell, a life insurance and annuity industry expert, will identify fact from fiction when it comes to buying life insurance.
Size: 5.45 MB
Length: 5:57
July 24, 2009
The importance of a life insurance carrier’s financial strength
Description:
Byron Udell, a life insurance and annuity industry expert, will discuss the importance of a life insurance company’s financial strength when choosing a life insurance company.
Size: 2.85 MB
Length: 3:07
July 21, 2009
Advantages and Disadvantages of Term Life Insurance
Description:
If you’re wondering if term life insurance is right for you, then you’ll want to listen to this podcast. Byron Udell, a life insurance and annuity industry expert, will explain the advantages and disadvantages of term life insurance.
Size: 4.43 MB
Length: 4:50
July 13, 2009
Reasons you may need to buy life insurance
Description:
Are you procrastinating about purchasing life insurance, or did you purchase a policy several years ago and haven’t looked at it since? Byron Udell, a life insurance and annuity industry expert, discusses the reasons, which he calls “life events” that should trigger you to consider your life insurance needs.
Size: 3.06 MB
Length: 3:20
July 3, 2009
Advantages and disadvantages of permanent life insurance
Description:
Is permanent life insurance right for you? If you’re not sure or you don’t understand the advantages and disadvantages of this type of coverage, Byron Udell, a life insurance and annuity industry expert, discusses the important facts you need to know about permanent life insurance.
Size: 7.27 MB
Length: 7.56
June 29, 2009
Don’t lose your life insurance and other benefits if you lose your job
Description:
If you lose your job, you may lose your insurance benefits too. So what should you do? Byron Udell, a life insurance and annuity industry expert, discusses some tips to make sure you don’t lose your life insurance and other benefits if you should lose your job.
Size: 4.95 MB
Length: 5:24
June 18, 2009
How to choose a life insurance agent and company
Description:
Trying to find a life insurance agent and company that you trust can be an intimidating task. However, if you do your homework, you can rest assured you’ll be able to find a reliable company and agent. Byron Udell, a life insurance and annuity industry expert, provides helpful tips when choosing a company and agent.
Size: 4.75 MB
Length: 5:11
June 12, 2009
Protecting your nest egg with term life insurance
Description:
The world has change – and so should your life insurance. Byron Udell, a life insurance and annuity industry expert, discusses why it’s even more important in today’s economic climate to protect your nest egg using a life insurance policy.
Size: 5.73 MB
Length: 6:15
May 15, 2009
Term Life Insurance Rates Increase
Description:
For years, we’ve been hearing that term life insurance rates have been decreasing. In fact, they are currently the lowest they’ve been in history. But is all that changing? If so, why? Byron Udell, a life insurance and annuity industry expert, discusses the latest term life insurance rate war.
Size: 2.72 MB
Length: 2:58
April 17, 2009
Pros and cons of child life insurance
Description:
If you’re in the market for a life insurance policy for your child, there are some things you should consider. In this podcast, Byron Udell, a life insurance and annuity industry expert, explains how to weigh the pros and cons of a child life insurance policy.
Size: 4.51 MB
Length: 4:56
April 15, 2009
Looking for affordable term life insurance
Description:
If you’re looking for affordable term life insurance online, here’s a warning: the industry’s great low life insurance rates may not be available to you if you can’t meet the underwriting guidelines. In today’s podcast, Byron Udell, a life insurance and annuity industry expert explains why you should use the Internet only to benchmark rates, then call the quote service and ask for a more personalized quote.
Size: 5.58 MB
Length: 6:05
April 9, 2009
Spring Clean Your Personal Finances
Description:
Experts suggest that spring is the perfect time to review your personal finances. So, what does that mean for your life insurance policy? In this podcast, Byron Udell, a life insurance and annuity expert, will tell you what you should look for when you re-evaluate your current life insurance needs!
Size: 7.34 MB
Length: 8:01
April 7, 2009
Term vs. Permanent
Description:
If you’re in the market for a life insurance policy, you first need to understand the very basics. You know what life insurance does, but do you know the difference between term and permanent? In this podcast, Byron Udell, a life insurance and annuity industry expert, will explain the difference between the two in order to help you make a better decision on which type is best for you.
Size: 4.93 MB
Length: 5:23
April 3, 2009
Tips to keep your life insurance premiums low
Description:
Finding affordable life insurance is easy if you’re armed with the knowledge of ways you can save. In this podcast, Byron Udell, a life insurance and annuity industry expert, offers you tips that will help you find affordable life insurance that meets your needs.
Size: 6.53 MB
Length: 7:08
March 27, 2009
Reviewing your life insurance policy
Description:
Once you have purchased life insurance, it’s tempting to file your policy away and forget about it. But it’s important to review your policy on a regular basis – especially as the circumstances of your life change. And, because life insurance rates have come down so much, it might make sense to ditch your old, expensive policy and take out a new one. In this podcast, Byron Udell, a life insurance and annuity industry expert, is offers you tips to determine if your life insurance coverage is still appropriate for your situation.
Size: 3.92 MB
Length: 4:17
March 20, 2009
Price Versus Value
Description:
If you’re in the market for a life insurance policy, finding a cheap life insurance rate is quick and easy when you shop online. However, finding the best value takes some time and effort. Byron Udell, a life insurance and annuity industry expert, will provide you with tips on how to go about finding the best values in life insurance.
Size: 6.11 MB
Length: 6:41
March 13, 2009
Common Myths that Stop People From Buying Life Insurance
Description:
You can come up with an excuse for just about anything these days. But what excuse do you have for NOT protecting your family. Byron Udell, a life insurance and annuity industry expert, will talk about some of the myths that people have about life insurance. In this podcast, he’ll set the record straight and debunk these myths and tell you why they shouldn’t stop you from buying life insurance.
Size: 3.80 MB
Length: 4:03
February 26, 2009
How to claim a death benefit
Description:
The death of a loved one is hard. No one likes to think about it. But you should be prepared on what to expect when beginning the life insurance claims process. Byron Udell, a life insurance and annuity industry expert, is here today to provide you with the information you need to know when claiming a death benefit of a loved one.
Size: 5.48 MB
Length: 5:59
January 29, 2009
Mortgage life insurance
Description:
If you’ve recently bought a new home or refinanced your existing mortgage, brace yourself for the onslaught. Before you even finish unpacking, your mailbox will be filled with offers for mortgage life insurance. Byron Udell, a life insurance and annuity industry expert, is here today to explain the difference between mortgage life insurance and a term life insurance policy.
Size: 4.21 MB
Length: 4:36
January 22, 2009
Types of Insurance to avoid
Description:
Have you ever gotten a phone call from the credit card company offering inexpensive insurance that will pay off your balance in the event that you die? The sales person will try to make it sound like the deal of the century. Just 39 cents or less per $1000 you owe each month and you can wife the slate clean for your family. Byron Udell, founder and CEO of AccuQuote, is here to tell you why you shouldn’t fall for the bait and what you can do to protect your family in the event of an untimely death.
Size: 3.5 MB
Length: 3:53
January 1, 2009
Life insurance Terms
Description:
Byron Udell, founder and CEO of AccuQuote, is a life insurance and annuity industry expert that is often called upon as a resource for authors for publications such as the Wall Street Journal. When it comes to life insurance you often hear about what kind and how much to buy. But, often times we forget about the basics. In this podcast he’ll talk about the various life insurance terms you’ll hear when researching or buying a life insurance policy
Size: 7.10 MB
Length: 7:45
December 18, 2008
Frequently Asked Question’s about buying life insurance
Description:
Byron Udell, founder and CEO of AccuQuote, is a life insurance and annuity industry expert that is often called upon as a resource for authors for publications such as the Wall Street Journal. In this podcast he will provide the answers to some of the most frequently asked questions that come up when buying term life insurance.
Size: 11.2 MB
Length: 12:15
December 11, 2008
Buy term and invest the rest
Description:
Term life insurance or permanent? Which is a better investment and why do some experts suggest you buy term and invest the rest? Byron Udell, founder and CEO of AccuQuote, is a life insurance and annuity industry expert that is often called upon as a resource for authors for publications such as the Wall Street Journal. In this podcast he will explain what it means to buy term and invest the rest.
Size: 7.89 MB
Length: 8:37
November 12, 2008
Benefits of exercising your term conversion option
Description:
If you have life insurance, you probably have a term policy. Most term policies come with a conversion option. Byron Udell, a life insurance and annuity industry expert, is here today to explain what a conversion option is, why it’s important and when you should consider exercising it.
Size: 6.66 MB
Length: 7:16
November 5, 2008
When would someone buy annually renewable term (ART) life insurance
Description:
In this podcast, Byron Udell, a leading life insurance and annuity expert, will tell us about a term life insurance policy called annually renewable term or better known as ART. He will explain the features of this policy and when someone would be more inclined to purchase such a policy.
Size: 2.61 MB
Length: 2:51
October 29, 2008
Insurable Interest – what is it and why is it important
Description:
Insurable interest – what is it and why is it important when buying life insurance? In this podcast, Byron Udell, a leading life insurance and annuity expert, will talk about what’s known in the life insurance industry as “insurable interest” and explain why it’s important when buying a life insurance policy.
Size: 4.7 MB
Length: 5:08
October 22, 2008
Saving Age Could Save You Money
Description:
When asked how old you are, you use your “actual age” to describe your age. For example, you’re 36 until the day of your 37th birthday. However, what most people don’t realize is that most life insurance companies will price policies based on your “nearest age”. In this podcast, Byron Udell, a leading life insurance and annuity expert, will talk about what’s known in the life insurance industry as “saving age” and explain how this technique can be used to save you money in the long term on your life insurance policy.
Size: 4.61 MB
Length: 5:02
October 15, 2008
Understanding Permanent Life Insurance
Description:
While term life insurance is an appropriate type of insurance for most people, other types of life insurance policies, including permanent policies may be a better choice in certain situations. Byron Udell, founder and CEO of AccuQuote, discusses the various uses of permanent life insurance and provide us with various scenarios on when a permanent policy might be appropriate.
Size: 6.2 MB
Length: 6:46
October 08, 2008
Common Mistakes People Make When Buying Life Insurance
Description:
You wouldn’t buy a house without first checking out comparable sales, the schools and the neighborhood. And, you wouldn’t buy a car without first comparing it to others in the class or taking it for a test drive. Like with any major purchase, it’s important to know all the facts about life insurance so you can make wise decisions. Sean Cheyney talks with Byron Udell, founder and CEO of AccuQuote, about some common mistakes people make when buying life insurance and why you should avoid them.
Size: 5.98MB
Length: 6:32
September 24, 2008
Ways to buy life insurance
Description:
There are many ways to buy term life insurance. You can visit your local life insurance agent, buy a policy through work or you can purchase coverage using the internet. Sean Cheyney talks with Byron Udell, founder and CEO of AccuQuote, about the various ways to buy life insurance as well as provide you with some smart buying tips.
Size: 5.78MB
Length: 6:19
September 17, 2008
Things that affect your life insurance rate
Description:
Before you can purchase life insurance coverage you must qualify by meeting specific requirements. The process is known as risk-classification or underwriting. The underwriting process helps the insurer determine the rate you will pay, based on the level of risk you pose. But there are things that could affect your rate that you may not even know about. Byron Udell, founder and CEO of AccuQuote, outlines things that can affect your rate and provides tips to ensure you get the best rate available to your health and lifestyle profile.
Size: 5.27MB
Length: 5:45
September 10, 2008
Prepare for your term life insurance medical exam
Description:
Every individually underwritten term life insurance policy requires a medical exam. The exam is paid for by the life insurance company and is completed by a medical technician or a nurse. Byron Udell, founder and CEO of AccuQuote, discusses how this medical exam can affect your term life insurance rate and what you can do to ensure you get the best rate possible.
Size: 8.05MB
Length: 8:47
September 5, 2008
There’s more to life insurance than you think
Description:
If something happens to you, how will your family cope with the financial burden? Will there be enough money to pay the mortgage? Life insurance helps meet these basic protection needs. The primary reason to buy life insurance should be the death benefit protection. But it can also be used in some ways that you may not have thought about. In this podcast, Byron Udell talks about several other uses of life insurance besides income protection.
Size: 7.06MB
Length: 7:42
August 25, 2008
Disability Insurance Podcast
Description:
People insure their car, home and other possessions that can easily be replaced. Shouldn’t you insure your income as well in the event of a disability? What would you do if you weren’t able to earn money for 90 days, a year or even longer? How would you pay for your mortgage, food, cars and other bills? How long could your family get by? This podcast explores the issue of disability insurance and the various types of plans that are available.
Size: 11.6MB
Length: 12:45
July 25, 2008
Life Insurance and Family Medical History
Description:
Life insurers also have become more sharp-eyed about family health history. While companies formerly looked for a history of death from heart disease or cancer, today they want to know when the family member experienced the onset of such a serious illness. This podcast explores the issue of family health history, how it can affect your term life insurance rate and provides some tips for what you can do to ensure you get the best rate possible.
Size: 6.3MB
Length: 6:53
July 17, 2008
Life insurance underwriting process
Description:
Before you can purchase life insurance coverage you must qualify by meeting specific requirements. The process is known as risk-classification or underwriting. The underwriting process helps the insurer determine the rate you will pay, based on the level of risk you pose. Byron Udell, founder and CEO of AccuQuote, describes what happens during the life insurance application process.
Size: 8.93MB
Length: 9:45
May 30, 2008
Interview with LegalZoom Part 2
Description:
This podcast is brought to you by AccuQuote, a leading provider of term life insurance quotes. In part two of this two-part series, AccuQuote will continue to discuss the various types of wills and living trusts and their uses with Chas Rampenthal, General Council for LegalZoom.
Size: 23MB
Length: 25:12
May 28, 2008
Interview with LegalZoom Part 1
Description:
This podcast is brought to you by AccuQuote, a leading provider of term life insurance quotes. In part one of a two-part series, AccuQuote will talk about the various types of wills and living trusts and discuss their uses with Chas Rampenthal, General Council for LegalZoom.
Size: 9.05MB
Length: 13:11
May 19, 2008
Insurable Interest and how it relates to life settlements
Description:
Byron Udell, founder and CEO of AccuQuote, a term life insurance quote provider, shares his thoughts on the topic of viaticals or life settlements the role insurable interest plays in these deals.
Size: 7.85MB
Length: 8:34
April 14, 2008
Types of insurance
Description:
If you’re intimidated by the thought of buying a life insurance policy, it’s probably because you’re not sure of the different types. In this podcast, Byron Udell, founder and CEO of AccuQuote, provides a first-hand lesson on the various life insurance types including: annually renewable term or ART; term life insurance and permanent life insurance.
Size: 10.9MB
Length: 11:55
April 7, 2008
Is a term life insurance with no medical exam affordable?
Description:
You’ve seen those ads…buy life insurance with no medical exam, right? Tempting, huh? Well, Byron Udell, founder and CEO of AccuQuote is here to shed some light on whether life insurance without a medical exam is a good option.
Size: 10.5MB
Length: 11:31
July 23, 2007
Yes thrill seekers…you can get affordable term life insurance!
Description:
In this podcast, Byron Udell, founder and CEO of AccuQuote, talks about how things such as scuba diving can increase your life insurance rate. Byron identifies how risk takers can be sure they get the most affordable term life insurance for their lifestyle.
Size: 5.34MB
Length: 5:50
July 16, 2007
Applying for term life insurance? Be sure to tell them everything!
Description:
The last thing anyone wants for their family, after their death, to be told that the life insurance policy they THOUGHT they had is being contested for lack of disclosure. In this podcast, Byron Udell, founder and CEO of AccuQuote, will explain why it’s so important to tell your life insurance agent everything about your past health and lifestyle history and the consequences your family could face if you don’t.
Size: 7.08MB
Length: 7:44
July 9, 2007
How much term life insurance is enough?
Description:
You realize you have a need for life insurance, but how do you decide how much you need. Byron Udell, founder and CEO of AccuQuote, will take you through how to determine exactly how much life insurance you need and for how long.
Size: 6.23MB
Length: 6:48
July 2, 2007
What is the best kind of life insurance to own? Term life insurance or permanent life insurance?
Description:
This podcast explores the best type of life insurance to own. Byron Udell, founder and CEO of AccuQuote, will walk you through when you consider term life insurance and when you should consider permanent life insurance such as whole life or universal life.
Size: 6.39MB
Length: 6:58
May 14, 2007
A term life insurance policy for the stay-at-home mom is important
Description:
In this podcast, Byron Udell, founder and CEO of AccuQuote, talks about why it is just as important for a stay at home mom to have life insurance as it is for the breadwinner of the household.
Size: 3.9MB
Length: 4:15
May 7, 2007
Exploring key man life insurance
Description:
If you own a business and one of your key people were to die what would happen to your company? In this podcast, Byron Udell, founder and CEO of AccuQuote, will take a look at key man life insurance and its uses in protecting your business.
Size: 3.43MB
Length: 3:45
April 30, 2007
Doing business in a foreign country? Why do life insurance companies care?
Description:
Did you know that if you were planning a trip to a foreign country it may affect how much you pay for life insurance? In this podcast, Byron Udell, founder and CEO of AccuQuote explores how doing business or traveling in a foreign country could affect your life insurance rate and what you can do about it.
Size: 5.15MB
Length: 5:37
April 23, 2007
Underwriting factors that affect price of your life insurance
Description:
Byron Udell, founder and CEO of AccuQuote discusses something that you may not be aware of – underwriting factors that affect the price of your life insurance and how they differ from company-to-company.
Size: 6.76MB
Length: 7:23
April 05, 2007
Refinancing Your Life Insurance
Description:
Term life insurance rates have plunged over the last 12 years. This podcast explores how consumers can take advantage of these low rates. Byron Udell, founder and CEO of AccuQuote.com, will explore the benefits of refinancing your term life insurance policy as well as advise you what to be cautious of when doing so.
Size: 9.83MB
Length: 10:43
March 23, 2007
Group vs. Individual Life Insurance
Description:
Group term life insurance is the kind of life insurance that your employer offers. Most employers offer this to their employees as a free benefit, but often times you can buy more. It’s easy to obtain, so why not buy it? In this podcast, Byron Udell, founder and CEO of AccuQuote.com, will explore the pros and cons of group life insurance and tells you when you should and when you shouldn’t count on it to protect your family.
Size: 6.75MB
Length: 7:22
February 28, 2007
Why Term life insurance rates have fallen OVER 60% in the last 12 years!
Description:
Term life insurance rates have fallen OVER 60% in the last 12 years. Byron Udell, founder and CEO of AccuQuote will explain why rates have plunged and what you can do to make sure you get the lowest rate available.
Size: 10.5MB
Length: 11:33
February 22, 2007
Non-Recourse Premium Financing
Description:
This podcast explores a relatively new concept in the life insurance arena. It’s called non-recourse premium financing or (NRPF). Byron Udell, founder and CEO of AccuQuote, will explain why consumer should be very cautious of these deals.
Size: 31.1MB
Length: 45:21
September 18, 2006
Talk About Life Insurance
Description:
Find out how to talk to your friends and family about the importance of life insurance without being uncomfortable.
Size: 1.79MB
Length: 1:57
May 5, 2006
The Basics of Life Insurance
Description:
Learn the basic information you need when shopping around for life insurance and find out why now’s a perfect time to buy a policy.
November 1, 2005
Return of Premium Term Life Insurance
Description:
Learn more about return of premium term life insurance
October 27, 2005
Pension Maximization – Using Life Insurance to Maximize Your Pension Benefits!
